Phone Bill Explained

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Learn what your phone bill means and how to save money!

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What you need to know about toll free calls part 2
How Can Long Distance Be So Low
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Phone Bill Cramming

If you looked at your phone bill and didn't know what charges were and paid then anyway, you are a good target for cramming! Phone bill confusion turns thousands of concerns into cramming victims every year. Its one of the fastest growing complaints filed with the FCC.

Cramming is the illegal practice of placing unauthorized, deceptive or misleading charges on phone bills. Most of the time, these charges are buried in the phone bill or are worded using official sounding names.

To avoid being crammed you need to inspect your phone bill. Look for charges and services that you didn't request or ones that are defined in general terms, like: Service Fee, Service Charge, Expanded Calling Features, Voice Mail and Membership. These charges may be legitimate but you are only responsible for them if you authorized them.

The following is the FCCs top recommendations on how to prevent being a cramming victim.

  • Review your phone bill every month. Read each line and make sure you know the names of the companies listed. Double check their rates are what you were told originally. Also, make sure there are not charges for calls you didn't make or services you didn't authorize.
  • If a description of a service on your bill is unclear call the company that charged you and ask them to explain it. Before you sign up for any kind of telephone or Internet service, read all of the forms and promotional information available. Don't overlook the fine print on any material.
  • Finally, use your power as a consumer to get the best deal possible. If you think you are being charged incorrectly, start shopping for a better service provider.

If you think you have been crammed you should call the company that charged you and ask for an explanation. If the charges are unauthorized ask for an adjustment. Then call and report the charges to your local phone company and then ask how to remove these charges from your bill.

If you still can't get the matter resolved you should file a written complaint with the FCC. Most complaints are resolved prior to this because the FCC has the power to levy havy fines on the company placing unauthorized charges.

Send your written complaint(s) to:

FCC
Common Carrier Bureau
Consumer Complaints
Mail Stop Code 1066A2
Washington, D.C. 20554

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